How to Avoid FC 26 Coin Scams
EA's rules aren't the only risk when buying coins - a scam seller who just takes your money is a much more common way to lose out. Here's what to check before you pay anyone.
This Is a Different Risk Than a Ban
There are two separate risks when buying FC coins: getting flagged by EA, and getting scammed by the seller. Most guides only cover the first one. This page covers the second - the risk that's actually more common, and entirely avoidable if you know what to look for.
Looking for the ban-risk side of things instead? Our honest guide to buying coins safely covers what EA actually does and how to lower that risk.
The Warning Signs
- Prices far below everyone else. Coins cost real money and effort to acquire. A price dramatically cheaper than every other seller isn't a deal - it's usually a seller who never intends to deliver.
- No website, only a Discord or social media DM. Legitimate sellers have a real storefront with order tracking. "DM me on Instagram" with no other presence is a classic setup for taking payment and vanishing.
- Payment by bank transfer or gift card only. Both are irreversible and untraceable - exactly why scammers push for them instead of card or PayPal.
- Pressure to pay immediately. "This price is only good for the next 10 minutes" is a manufactured urgency tactic to stop you from checking reviews first.
- No reviews anywhere independent. Testimonials on a seller's own site prove nothing - they wrote them. Look for reviews on Trustpilot or similar third-party sites instead.
- Asking for your console or platform password. Not needed for coin delivery at all - only relevant for boosting, where someone genuinely has to log in and play matches for you.
- A brand new account with a huge, precise stock claim. "50 million coins in stock, all platforms" from an account created last week doesn't add up.
Payment Methods, Ranked by Risk
| Method | Risk | Why |
|---|---|---|
| Card / PayPal via real checkout | Lowest | Buyer protection applies. If the order never arrives, you can dispute the charge. |
| Crypto | Medium | No chargebacks, but at least the transaction is verifiable. Only use with a seller you already trust. |
| Gift cards | Avoid | Untraceable and irreversible the moment the code is sent. A near-universal scam payment request. |
| Bank transfer to a personal account | Avoid | No buyer protection, and "personal account" is itself a sign this isn't a registered business. |
What a Legitimate Seller Looks Like
- A real checkout with card, PayPal, and crypto options - not "send payment then message us."
- Order tracking you can check yourself, not just a promise it'll arrive.
- Independent reviews on a third-party platform, not just testimonials on their own homepage.
- Clear terms of service covering delivery times, what happens if something goes wrong, and refund conditions - written down, not just claimed in chat.
- Reasonable pricing in line with other established sellers, not an outlier that's too good to be true.
FAQ
What's the biggest red flag when buying FC coins?
A price far below every other seller. Coins have a real cost to acquire and deliver - an outlier-cheap price is almost always a scam, not a deal.
Should I pay for coins by bank transfer or gift card?
No. Both are irreversible and untraceable, which is exactly why scammers ask for them. A legitimate seller accepts card, PayPal, or crypto through a proper checkout.
Is it a scam if a seller asks for my console password?
For coin delivery, yes - it's unnecessary and a major red flag. Only your EA account is needed for coins. Console passwords are only relevant for boosting.
Does a professional-looking website mean a seller is legit?
No, a good website is easy to copy. Check for independent reviews, real order tracking, and clear terms of service before trusting the design.
What should I do if I already got scammed?
Contact your payment provider immediately to dispute the charge if it was card or PayPal. Crypto or gift card payments are harder to recover, but reporting the seller can still help others.
Buy from a seller you can actually verify
Real checkout, order tracking, and terms written down - not a DM promise.
Buy FC 26 Coins